A dog can be a fantastic addition to a family – but Fido can also expose that family to substantial liability risk. Did you know that about 4.5 million people are bitten by dogs each year? And did you know that if a...

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Today is World Conservation Day – a big-picture observance. And the impact can make a big-time difference to your home’s value, the way you run it -- and how much you pay to do it! Here are some suggestions for...

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House-hunting is a challenge – but once you find the place that suits you just right, you’re not finished! You also have to obtain homeowners insurance that’s a perfect fit for your place – and your family. Here are a...

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No, that’s not a typo! You call 911 in case of an emergency – but you need to call 811 before you start to dig. Why is that? Well, for your own safety, and for the safety of the utility lines in your community. Did you...

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Here’s a fact to shock your senses: the average household’s leaks can account for more than 10,000 gallons of water wasted every year. That’s equivalent to the amount of water needed to wash 270 loads of laundry. Now...

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The holidays are just around the corner! That means special foods, visits with loved ones, gifts and treats – and increased safety risks. Here’s why: Thanksgiving is the peak day for home cooking fires with more than...

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If you think Halloween is one of the funnest times of the year ... we’re right there with you! But as you’re decorating with spooky creatures and flashing lights, preparing for trick-or-treaters, and getting into the...

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It just doesn’t seem right that burglaries spike around the holidays-but it does make a horrible sort of sense. All that gift-giving means that many people have tempting new goodies; and all that travel to see loved...

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Spring cleaning may get all the publicity-but spring maintenance may be even more important. Longer, sunnier days provide a great opportunity to take care of tasks you may have let slide, ensuring your home’s safety-and...

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In life, you’ve got to expect the unexpected-and that’s the whole reason insurance exists! From storm damage to a multi-car accident to a guest slipping and falling on your patio, insurance can come to your rescue. But...

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In life, you’ve got to expect the unexpected-and that’s the whole reason insurance exists! From storm damage to a multi-car accident to a guest slipping and falling on your patio, insurance can come to your rescue. But...

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Your mortgage lender may have required you to obtain homeowners insurance-but it’s up to you to make sure you get the most out of your policy! The first step is understanding what exactly it covers-and what it doesn’t....

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The earthquake that jolted Southern California this weekend provides an important reminder that earthquake preparedness is vitally important--and not just in California! Earthquakes occur in every single state in the...

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What are your goals for 2020? How will you achieve them? Now’s the time to start planning the steps you need to take to get where you want to go! Owning a Home - Have you been saving up that down payment, hoping that...

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The temperatures are still high, but that doesn’t change the fact that Sept. 23 is the first day of autumn! The change of seasons is a great time to tackle chores and home maintenance tasks to make sure your home is...

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Watering your lawn and garden is more important during the hottest months of the year than at any other time... which is probably why July is Smart Irrigation Month! For Californians, smart irrigation has been top of...

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Spring is the season for home improvement projects-and you can probably see that in your very own neighborhood! It’s the time of year when homeowners upgrade their gardens, unleash their savings on bathroom and kitchen...

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Spring has sprung! Flowers are blooming, the weather is warming, and all across the country, homeowners are attacking their spring cleaning chores. They’re called “chores” for a reason: maintenance tasks aren’t exactly...

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How to make sure your Halloween is all treats and no tricks? A good place to start is following these Halloween safety tips! They’ll help protect visitors to your home-and help prevent any resulting liability claims,...

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Happy New Year and Happy Get Organized Month! Is there a better time of year to focus on getting your ducks in a row? You’re resolved to make this a great year—and we’re resolved to help you do it! Here are a few points...

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Grilling season might have kicked off back in May, with Memorial Day, but with the long summer days, kitchens too warm for cooking, and the Fourth of July weekend, it's official: it's time to grill. Unfortunately,...

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Spring has sprung! The birds are singing, the flowers are blooming, and mold may be growing where you least expect it. Springtime rain showers, morning dew, and snowmelt are all signs of the changing of the seasons-and...

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Your roof covers your home-but does your homeowners insurance cover your roof? Short answer: it depends. The area where you live, the age of your roof, and a number of other factors can impact whether your roof is...

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Is there a downside to a home renovation project? (Beside the mess and the expense, we mean!) Well, yes and no. After all, most home renovations add value to your home-and that means that the cost to replace your home,...

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You Like us-you really Like us! Late last year, Beall Financial and Insurance Services launched Facebook and Twitter accounts-along with this blog-in an effort to communicate even better and more frequently with our...

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