From the  warehouse and the inventory in it, to products shipping to their destination, to the employees who staff the workhouse and deliver the products, wholesalers and distributors have a unique business operation—and they need unique insurance to protect it.

Managing equipment, inventory, facilities, and workers can expose a wholesale and distribution company to some unique risks. What your wholesale company needs is an insurance agent who understands the industry—and who can see the unique risk exposures your particular organization faces.

Some of the protection your company may benefit from include:

Property protection. Fire, theft, and extreme weather can damage your warehouses and the products they contain. Your equipment could break down. A traffic accident or other incident could damage product as it is being transported to its destination.

Liability protection. A worker, customer, or deliveryperson could slip and fall on your property. A former employee could file suit, claiming wrongful termination. Customer information could be compromised due to a data breach.

People protection. As they work to store and ship product, your employees could experience injury. As that product is delivered, buyers could be injured. And if an incident causes your warehouse to close temporarily, workers could lose their source of income.

Without the right protection in place, any one of these incidents could impact the future of your entire business. The right insurance protection can assist you in recovering more swiftly from property loss, liability lawsuits, or harm to your employees or customers.

But the time to find out whether you have the right insurance in place is now, before an incident occurs and you have to file a claim. If you’re not sure exactly what protection your policy provides you, we can help.

For more than 25 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of businesses that require specialized insurance packages and knowledge. With offices in California and Indiana, Beall Financial and Insurance Services serves clients nationwide.