You can’t control the rainfall, you can't prevent the spring thaw, and you can’t stop a flash flood—but there are a number of steps you can take to help protect your business from flood damage.

• Walk your property. Do you see ungraded or lower-elevation areas, or flood risks like roof damage or clogged rain gutters? Invest the time now to mitigate (or eradicate) those risks.
• Have a pump on stand-by in case water infiltrates areas of your commercial property.
• Prepare the sandbags. Fill them halfway with sand (or soil) and place them close to where you’ll need them once the thaw starts or the rains come. The barrier should be just three sandbags high. There are great tips on successful sandbagging for flood control here.
• Modify your storage patterns. Store things up at a higher level if you’re able to, to prevent them from getting soaked with flood water.
• If you have a generator, test it to ensure that it is working properly. Make sure to perform any tune-ups or repairs. Don’t have a generator? Consider whether it would be beneficial to your business if the power goes out.
• Be sure you have staff who knows how to turn off the utilities at your workplace, in case of emergency.
• Make an emergency kit for your workplace. Get started here.
  

For more than 30 years, Beall Financial and Insurance Services, Inc., has been helping corporations and individuals protect their most important assets. The agency’s client base covers a spectrum of niche businesses, such as craft breweries, that require specialized insurance packages and knowledge. With offices in California and Indiana, Beall Financial and Insurance Services serves clients nationwide.