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Beall Insurance Blog

All You Ever Wanted to Know About Insurance

How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...

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Don't Stress!

There are big-picture challenges all around us: a difficult economy, a heated national election, impending holiday gatherings, holiday shopping, and holiday cooking to look forward to. Then there are everyday challenges...

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Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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Ready, Set, Fall Back!

The time change is just a couple weeks away – are you ready to “fall back” on November 3? The return to Standard Time (after many months of Daylight Saving Time) may not be as difficult for you to get through as “...

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The Best Way to Observe National Preparedness Month

Disasters don't plan ahead ... but you can! And there’s no better time than September –National Preparedness Month – to get started. No matter where you live, you are subject to disasters, whether natural or instigated...

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Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Protect Your Family and Your Four-Legged Friend

A dog can be a fantastic addition to a family – but Fido can also expose that family to substantial liability risk. Did you know that about 4.5 million people are bitten by dogs each year? And did you know that if a...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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Conservation Benefits for Your Home

Today is World Conservation Day – a big-picture observance. And the impact can make a big-time difference to your home’s value, the way you run it -- and how much you pay to do it! Here are some suggestions for...

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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Hunting for the Right Homeowners Insurance Policy

House-hunting is a challenge – but once you find the place that suits you just right, you’re not finished! You also have to obtain homeowners insurance that’s a perfect fit for your place – and your family. Here are a...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Healthy Employees Make for a Healthy Business

You already know that your employees are the asset in which your business invests the most – and, of course, you want to protect that investment! You want to keep workers safe on the job, but what about staying healthy?...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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Call 811!

No, that’s not a typo! You call 911 in case of an emergency – but you need to call 811 before you start to dig. Why is that? Well, for your own safety, and for the safety of the utility lines in your community. Did you...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Fix a Leak!

Here’s a fact to shock your senses: the average household’s leaks can account for more than 10,000 gallons of water wasted every year. That’s equivalent to the amount of water needed to wash 270 loads of laundry. Now...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Avoiding Wage & Hour Violations

The minimum wage has been a hot topic for quite some time, with workers’ rights advocates calling for raises in the minimum wage, and business owners complaining that the proposed increases will make it difficult to...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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