A dog can be a fantastic addition to a family – but Fido can also expose that family to substantial liability risk. Did you know that about 4.5 million people are bitten by dogs each year? And did you know that if a...

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Today is World Conservation Day – a big-picture observance. And the impact can make a big-time difference to your home’s value, the way you run it -- and how much you pay to do it! Here are some suggestions for...

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House-hunting is a challenge – but once you find the place that suits you just right, you’re not finished! You also have to obtain homeowners insurance that’s a perfect fit for your place – and your family. Here are a...

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No, that’s not a typo! You call 911 in case of an emergency – but you need to call 811 before you start to dig. Why is that? Well, for your own safety, and for the safety of the utility lines in your community. Did you...

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Here’s a fact to shock your senses: the average household’s leaks can account for more than 10,000 gallons of water wasted every year. That’s equivalent to the amount of water needed to wash 270 loads of laundry. Now...

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The holidays are just around the corner! That means special foods, visits with loved ones, gifts and treats – and increased safety risks. Here’s why: Thanksgiving is the peak day for home cooking fires with more than...

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Look, if you live in California, you know that earthquakes come with the territory. Right? But what you may not know is exactly how big a risk earthquakes pose to the Golden State. The fact is, California carries an...

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Spring cleaning may get all the publicity-but spring maintenance may be even more important. Longer, sunnier days provide a great opportunity to take care of tasks you may have let slide, ensuring your home’s safety-and...

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Your mortgage lender may have required you to obtain homeowners insurance-but it’s up to you to make sure you get the most out of your policy! The first step is understanding what exactly it covers-and what it doesn’t....

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A remodel can be a great investment, adding value to your home. But that also means that the cost to replace your home, should it be destroyed, would be greater-and you’ll need to increase your homeowners insurance. On...

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We know, we know--insurance isn't your favorite subject of conversation. But the right insurance coverage is key to your long-term financial health--and the start of the new year is the perfect time to review your...

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The earthquake that jolted Southern California this weekend provides an important reminder that earthquake preparedness is vitally important--and not just in California! Earthquakes occur in every single state in the...

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Watering your lawn and garden is more important during the hottest months of the year than at any other time... which is probably why July is Smart Irrigation Month! For Californians, smart irrigation has been top of...

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2017 was a year of natural challenges-from the hurricanes in the South to California’s wildfires and ensuing mudslides. Natural disasters are a fact of life, and most of them are impossible for us to prevent. But there...

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From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Beall Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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