Did you know that cigarette smoking causes about 20 percent of the deaths in the United States? And those people aren’t all smokers: secondhand smoke can result in death, too. Life expectancy for smokers is a decade...

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Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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Did you know that electrocutions are the fourth leading cause of death among US construction workers? And the reason for that varies, depending on the worker’s specialty. Among electricians, the most serious concern is...

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Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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We all rely on our vehicles. They take us where we need to go-and where we want to go. They’re a way many of us express our personalities. And they can be a key part of our lifestyle. So it’s obvious that none of us...

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Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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This weekend we spring forward (in most states, anyway: we’re not talking to you, Arizona and Hawaii!). That means daylight will last later in the day-and the days will start to get longer. Spring is around the corner,...

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Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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People run organizations-and that makes them vulnerable to risks. What sort of risks? In today’s litigious society, it’s not hard to imagine: a disgruntled employee might sue a supervisor and the company for wrongful...

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It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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